Fluide
Pricing

Simple, transparent pricing. No surprises.

Pay for what you use. Scale as you grow.

Business plans (monthly subscription)

No employee restrictions – any business can choose any tier.

Starter

1–4 employees

2,500 XAF / 5,000 NGN

Min: 10,000 XAF / 20,000 NGN

Essential

POPULAR
5–25 employees

2,500 XAF / 5,000 NGN

Min: 12,500 XAF / 25,000 NGN

Growth

26+ employees or advanced features

2,000 XAF / 4,000 NGN

Min: 52,000 XAF / 104,000 NGN

Enterprise

100+ employees or custom needs

Custom

Min: Custom

All plans include Fluide Business (web + mobile) and Fluide Pulse for your employees. See feature details on the Business page.

Additional services – you only pay when you use them

ServiceFee
Payroll batch0.5–0.75% of total payroll
Customer payments0.5%
Cross-border FX1.0–1.5% above interbank
Earned Wage Access (employee)2–3% of the advance amount (or flat fee)
Loans2–5% origination fee (included in loan)
InsuranceCommission included in premium – no extra cost to you
Virtual Manager (PaaS – Partner as a Service)NEW+15,000–30,000 XAF/mo or +20,000–40,000 NGN/mo

* Virtual Manager: Fluide handles partner matching, scoped permissions (View/Edit/Execute), audit trail, and SLA monitoring. Partner commission (80–85% of premium) paid automatically. Available for Starter, Essential, and Growth plans.

PaaS – Partner as a Service

Virtual Manager

An optional managed service layer for SMEs who lack dedicated HR or payroll capacity. A verified, green-record Fluide partner — accountant or HR consultant — runs your platform for you.

Pricing add-on
+15,000–30,000 XAF/mo or +20,000–40,000 NGN/mo
+30–50% on your base subscription

Available for Starter, Essential, and Growth plans.

Payroll execution, HR records, and compliance managed by a vetted partner

Scoped permissions: View / Edit / Execute — you stay in full control

Real-time audit trail for every action taken on your account

SLA monitoring and partner accountability enforced by Fluide

80–85% of the premium paid directly to your partner, automatically

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Questions about pricing?

Find all our FAQs — pricing, payroll, security, and API — in our Help Center.

Visit the Help Center

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